Financhill
Buy
58

SBFG Quote, Financials, Valuation and Earnings

Last price:
$19.81
Seasonality move :
0.42%
Day range:
$18.83 - $19.37
52-week range:
$14.24 - $24.48
Dividend yield:
3.01%
P/E ratio:
11.32x
P/S ratio:
2.15x
P/B ratio:
0.96x
Volume:
15.9K
Avg. volume:
53K
1-year change:
34.43%
Market cap:
$125.6M
Revenue:
$56.9M
EPS (TTM):
$1.70
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $66M $68.6M $57.6M $57M $56.9M
Revenue Growth (YoY) 24.95% 3.87% -15.97% -1.1% -0.1%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $26.6M $28.3M $25.7M $24.2M $25.2M
Other Inc / (Exp) -- -- -- $1.5M --
Operating Expenses $26.6M $28.3M $25.7M $24.2M $25.2M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $18.4M $22.7M $15.3M $14.7M $13.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $3.5M $4.4M $2.8M $2.6M $2.4M
Net Income to Company $14.9M $18.3M $12.5M $12.1M $11.5M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $14.9M $18.3M $12.5M $12.1M $11.5M
 
Basic EPS (Cont. Ops) $1.87 $2.58 $1.79 $1.77 $1.72
Diluted EPS (Cont. Ops) $1.87 $2.56 $1.77 $1.75 $1.72
Weighted Average Basic Share $8M $7.1M $7M $6.8M $6.7M
Weighted Average Diluted Share $8M $7.1M $7.1M $6.9M $6.7M
 
EBITDA -- -- -- -- --
EBIT $25.1M $26.7M $20.5M $33.6M $38.3M
 
Revenue (Reported) $66M $68.6M $57.6M $57M $56.9M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $25.1M $26.7M $20.5M $33.6M $38.3M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $20.5M $14.3M $14M $13.1M $15.4M
Revenue Growth (YoY) 91.87% -30.51% -2.02% -6.14% 17.17%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $6.9M $6.6M $6.3M $5.7M $6.6M
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $6.9M $6.6M $6.3M $5.7M $6.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $8.9M $3.4M $3M $2.8M $2.6M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.8M $607K $517K $481K $431K
Net Income to Company $7.1M $2.8M $2.5M $2.4M $2.2M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $7.1M $2.8M $2.5M $2.4M $2.2M
 
Basic EPS (Cont. Ops) $0.92 $0.40 $0.35 $0.35 $0.33
Diluted EPS (Cont. Ops) $0.92 $0.40 $0.35 $0.35 $0.33
Weighted Average Basic Share $7.7M $7M $6.9M $6.7M $6.5M
Weighted Average Diluted Share $7.7M $7.1M $7M $6.7M $6.5M
 
EBITDA -- -- -- -- --
EBIT $10M $4.3M $6.5M $9M $8.7M
 
Revenue (Reported) $20.5M $14.3M $14M $13.1M $15.4M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $10M $4.3M $6.5M $9M $8.7M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $75.9M $62.3M $57.3M $56.1M $59.2M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $27.7M $27.9M $25.4M $23.6M $26M
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $27.7M $27.9M $25.4M $23.6M $26M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $26.6M $17.3M $14.9M $14.6M $13.6M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $5.3M $3.2M $2.7M $2.6M $2.3M
Net Income to Company $21.3M $14M $12.2M $12M $11.3M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $21.3M $14M $12.2M $12M $11.3M
 
Basic EPS (Cont. Ops) $2.70 $1.93 $1.74 $1.78 $1.70
Diluted EPS (Cont. Ops) $2.70 $1.91 $1.72 $1.75 $1.70
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $32.3M $21.1M $22.6M $36.1M $38M
 
Revenue (Reported) $75.9M $62.3M $57.3M $56.1M $59.2M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $32.3M $21.1M $22.6M $36.1M $38M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $20.5M $14.3M $14M $13.1M $15.4M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $6.9M $6.6M $6.3M $5.7M $6.6M
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $6.9M $6.6M $6.3M $5.7M $6.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $8.9M $3.4M $3M $2.8M $2.6M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.8M $607K $517K $481K $431K
Net Income to Company $7.1M $2.8M $2.5M $2.4M $2.2M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $7.1M $2.8M $2.5M $2.4M $2.2M
 
Basic EPS (Cont. Ops) $0.92 $0.40 $0.35 $0.35 $0.33
Diluted EPS (Cont. Ops) $0.92 $0.40 $0.35 $0.35 $0.33
Weighted Average Basic Share $7.7M $7M $6.9M $6.7M $6.5M
Weighted Average Diluted Share $7.7M $7.1M $7M $6.7M $6.5M
 
EBITDA -- -- -- -- --
EBIT $10M $4.3M $6.5M $9M $8.7M
 
Revenue (Reported) $20.5M $14.3M $14M $13.1M $15.4M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $10M $4.3M $6.5M $9M $8.7M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $146.5M $152.2M $29.9M $24.5M $27.5M
Short Term Investments $149.4M $263.3M $238.8M $219.7M $171.8M
Accounts Receivable, Net $3.8M $2.9M $4.1M $4.7M $4.9M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $299.7M $418.3M $272.8M $248.9M $204.2M
 
Property Plant And Equipment $23.6M $23.2M $22.8M $21.4M $20.5M
Long-Term Investments $149.4M $263.3M $238.8M $219.7M $201.6M
Goodwill $22.1M $23.2M $23.2M $23.2M $23.2M
Other Intangibles $7.8M $12M $13.5M $13.9M $14.9M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.3B $1.3B $1.3B $1.3B $1.4B
 
Accounts Payable $616K $299K $769K $2.4M $2.4M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- $10.6M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $20.8M $15.6M $15.7M $15.8M $12.9M
 
Long-Term Debt $8M $25M $79.6M $103.2M $54.7M
Capital Leases -- -- -- -- --
Total Liabilities $1.1B $1.2B $1.2B $1.2B $1.3B
 
Common Stock $54.5M $54.5M $61.3M $61.3M $61.3M
Other Common Equity Adj -- -- -- -- --
Common Equity $142.9M $144.9M $118.4M $124.3M $127.5M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $142.9M $144.9M $118.4M $124.3M $127.5M
 
Total Liabilities and Equity $1.3B $1.3B $1.3B $1.3B $1.4B
Cash and Short Terms $295.9M $415.4M $268.7M $244.2M $199.3M
Total Debt $8M $25M $79.6M $103.2M $54.7M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Cash and Equivalents $209.6M $131.9M $23M $29M $106.7M
Short Term Investments $177.9M $265.3M $237.6M $213.2M $169.7M
Accounts Receivable, Net $3.4M $2.8M $3.9M $4.6M $5.1M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $390.9M $400M $264.5M $246.8M $281.4M
 
Property Plant And Equipment $23.2M $23M $22.6M $21M $21.9M
Long-Term Investments $177.9M $265.3M $237.6M $213.2M $199.7M
Goodwill $22.1M $23.2M $23.2M $23.2M $27.2M
Other Intangibles $10.5M $13.1M $13.5M $14.2M $15M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.3B $1.3B $1.3B $1.3B $1.5B
 
Accounts Payable $489K $536K $1.4M $2.8M $2.6M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt $24.3M -- -- -- $11.1M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $24.8M $19.6M $17.4M $15.7M $13.7M
 
Long-Term Debt $8M $25.1M $64.1M $54.7M $54.7M
Capital Leases -- -- -- -- --
Total Liabilities $1.2B $1.2B $1.2B $1.2B $1.4B
 
Common Stock $54.5M $61.3M $61.3M $61.3M $61.3M
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $144M $132.6M $119.8M $123.7M $131.5M
 
Total Liabilities and Equity $1.3B $1.3B $1.3B $1.3B $1.5B
Cash and Short Terms $387.5M $397.2M $260.6M $242.3M $276.4M
Total Debt $32.3M $25.1M $64.1M $54.7M $54.7M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $14.9M $18.3M $12.5M $12.1M $11.5M
Depreciation & Amoritzation $6.7M $6.2M $4M $3.6M $3.6M
Stock-Based Compensation $382K $443K $568K $576K $637K
Change in Accounts Receivable -$693K $879K -$1.2M -$566K -$251K
Change in Inventories -- -- -- -- --
Cash From Operations $23.9M $17.3M $25.6M $14M $9.5M
 
Capital Expenditures $2M $2.4M $1.9M $958K $1.2M
Cash Acquisitions $16.3M -$1.1M -- -- --
Cash From Investing -$57.2M -$72M -$165.7M -$17.4M -$28.9M
 
Dividends Paid (Ex Special Dividend) -$3.1M -$3.1M -$3.4M -$3.6M -$3.8M
Special Dividend Paid
Long-Term Debt Issued -- -- $232M $810.5M $133M
Long-Term Debt Repaid -$8M -$2.5M -$177.5M -$786.9M -$181.6M
Repurchase of Common Stock -$7.2M -$9.5M -$5.9M -$3.5M -$4.8M
Other Financing Activities -- $19.5M -- -- --
Cash From Financing $146.9M $63.6M $18.4M -$1.5M $22.5M
 
Beginning Cash (CF) $27.1M $140.7M $149.5M $27.8M $23M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $113.6M $8.8M -$121.7M -$4.9M $3M
Ending Cash (CF) $140.7M $149.5M $27.8M $23M $25.9M
 
Levered Free Cash Flow $21.9M $14.8M $23.7M $13M $8.2M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $7.1M $2.8M $2.5M $2.4M $2.2M
Depreciation & Amoritzation $1.7M $1.1M $858K $842K $938K
Stock-Based Compensation $123K $158K $165K $167K $157K
Change in Accounts Receivable $428K $105K $165K $73K -$164K
Change in Inventories -- -- -- -- --
Cash From Operations -$882K -$1.5M -$4.1M $308K $6.7M
 
Capital Expenditures $165K $417K $338K $159K $923K
Cash Acquisitions -- -- -- -- -$3M
Cash From Investing -$5.6M -$43.3M -$9.4M $11.7M $9.2M
 
Dividends Paid (Ex Special Dividend) -$776K -$840K -$877K -$917K -$947K
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- $170.5M $110.5M --
Long-Term Debt Repaid -- -- -$186M -$159.1M -$1M
Repurchase of Common Stock -$2.7M -$2.6M -$865K -$521K -$712K
Other Financing Activities -- -- -- -- --
Cash From Financing $71.8M $25.3M $7.3M -$8.4M $63.3M
 
Beginning Cash (CF) $140.7M $149.5M $27.8M $23M $25.9M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $65.3M -$19.5M -$6.2M $3.6M $79.2M
Ending Cash (CF) $206M $130M $21.6M $26.6M $105.1M
 
Levered Free Cash Flow -$1M -$1.9M -$4.5M $149K $5.8M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $21.3M $14M $12.2M $12M $11.3M
Depreciation & Amoritzation $7.4M $5.6M $3.8M $3.6M $3.6M
Stock-Based Compensation $395K $478K $575K $578K $627K
Change in Accounts Receivable -$431K $556K -$1.1M -$658K -$488K
Change in Inventories -- -- -- -- --
Cash From Operations $27.7M $16.7M $22.9M $18.4M $15.8M
 
Capital Expenditures $1.5M $2.7M $1.8M $779K $2M
Cash Acquisitions $16.3M -- -- -- -$3M
Cash From Investing -$51.5M -$109.7M -$131.7M $3.7M -$31.5M
 
Dividends Paid (Ex Special Dividend) -$3.1M -$3.2M -$3.5M -$3.6M -$3.8M
Special Dividend Paid
Long-Term Debt Issued -- -- $402.5M $750.5M $22.5M
Long-Term Debt Repaid -- -$2.5M -$363.5M -$760M -$23.5M
Repurchase of Common Stock -$8.1M -$9.4M -$4.2M -$3.1M -$5M
Other Financing Activities -- -- -- -- --
Cash From Financing $173.5M $17M $428K -$17.1M $94.2M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $149.6M -$76M -$108.4M $5M $78.5M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $26.2M $14M $21.1M $17.7M $13.9M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $7.1M $2.8M $2.5M $2.4M $2.2M
Depreciation & Amoritzation $1.7M $1.1M $858K $842K $938K
Stock-Based Compensation $123K $158K $165K $167K $157K
Change in Accounts Receivable $428K $105K $165K $73K -$164K
Change in Inventories -- -- -- -- --
Cash From Operations -$882K -$1.5M -$4.1M $308K $6.7M
 
Capital Expenditures $165K $417K $338K $159K $923K
Cash Acquisitions -- -- -- -- -$3M
Cash From Investing -$5.6M -$43.3M -$9.4M $11.7M $9.2M
 
Dividends Paid (Ex Special Dividend) -$776K -$840K -$877K -$917K -$947K
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- $170.5M $110.5M --
Long-Term Debt Repaid -- -- -$186M -$159.1M -$1M
Repurchase of Common Stock -$2.7M -$2.6M -$865K -$521K -$712K
Other Financing Activities -- -- -- -- --
Cash From Financing $71.8M $25.3M $7.3M -$8.4M $63.3M
 
Beginning Cash (CF) $140.7M $149.5M $27.8M $23M $25.9M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $65.3M -$19.5M -$6.2M $3.6M $79.2M
Ending Cash (CF) $206M $130M $21.6M $26.6M $105.1M
 
Levered Free Cash Flow -$1M -$1.9M -$4.5M $149K $5.8M

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