CIVB Quote, Financials, Valuation and Earnings

CNB Financial has a net margin of 25.39% compared to Civista Bancshares's net margin of 20.58%. Civista Bancshares's return on equity of 9.22% beat CNB Financial's return on equity of 8.89%.

Civista Bancshares has a consensus price target of $25.50, signalling upside risk potential of 18.17%. On the other hand CNB Financial has an analysts' consensus of $26.50 which suggests that it could grow by 11.2%. Given that Civista Bancshares has higher upside potential than CNB Financial, analysts believe Civista Bancshares is more attractive than CNB Financial.

Civista Bancshares has a beta of 0.686, which suggesting that the stock is 31.399% less volatile than S&P 500. In comparison CNB Financial has a beta of 0.639, suggesting its less volatile than the S&P 500 by 36.055%.

Civista Bancshares has a quarterly dividend of $0.17 per share corresponding to a yield of 3.06%. CNB Financial offers a yield of 3.02% to investors and pays a quarterly dividend of $0.18 per share. Civista Bancshares pays 31.76% of its earnings as a dividend. CNB Financial pays out 35.21% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Civista Bancshares quarterly revenues are $40.1M, which are smaller than CNB Financial quarterly revenues of $55.8M. Civista Bancshares's net income of $10.2M is lower than CNB Financial's net income of $11.5M. Notably, Civista Bancshares's price-to-earnings ratio is 9.49x while CNB Financial's PE ratio is 10.22x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Civista Bancshares is 2.14x versus 2.21x for CNB Financial. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 25.39% compared to Civista Bancshares's net margin of 32.4%. Civista Bancshares's return on equity of 9.22% beat Park National's return on equity of 12.97%.

Civista Bancshares has a consensus price target of $25.50, signalling upside risk potential of 18.17%. On the other hand Park National has an analysts' consensus of $172.67 which suggests that it could grow by 1.08%. Given that Civista Bancshares has higher upside potential than Park National, analysts believe Civista Bancshares is more attractive than Park National.

Civista Bancshares has a beta of 0.686, which suggesting that the stock is 31.399% less volatile than S&P 500. In comparison Park National has a beta of 0.821, suggesting its less volatile than the S&P 500 by 17.866%.

Civista Bancshares has a quarterly dividend of $0.17 per share corresponding to a yield of 3.06%. Park National offers a yield of 2.49% to investors and pays a quarterly dividend of $1.07 per share. Civista Bancshares pays 31.76% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Civista Bancshares quarterly revenues are $40.1M, which are smaller than Park National quarterly revenues of $130.1M. Civista Bancshares's net income of $10.2M is lower than Park National's net income of $42.2M. Notably, Civista Bancshares's price-to-earnings ratio is 9.49x while Park National's PE ratio is 17.54x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Civista Bancshares is 2.14x versus 5.25x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

First Financial has a net margin of 25.39% compared to Civista Bancshares's net margin of 29.46%. Civista Bancshares's return on equity of 9.22% beat First Financial's return on equity of 10%.

Civista Bancshares has a consensus price target of $25.50, signalling upside risk potential of 18.17%. On the other hand First Financial has an analysts' consensus of $56.50 which suggests that it could grow by 1.22%. Given that Civista Bancshares has higher upside potential than First Financial, analysts believe Civista Bancshares is more attractive than First Financial.

Civista Bancshares has a beta of 0.686, which suggesting that the stock is 31.399% less volatile than S&P 500. In comparison First Financial has a beta of 0.427, suggesting its less volatile than the S&P 500 by 57.291%.

Civista Bancshares has a quarterly dividend of $0.17 per share corresponding to a yield of 3.06%. First Financial offers a yield of 3.55% to investors and pays a quarterly dividend of $0.51 per share. Civista Bancshares pays 31.76% of its earnings as a dividend. First Financial pays out 44.95% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Civista Bancshares quarterly revenues are $40.1M, which are smaller than First Financial quarterly revenues of $62.5M. Civista Bancshares's net income of $10.2M is lower than First Financial's net income of $18.4M. Notably, Civista Bancshares's price-to-earnings ratio is 9.49x while First Financial's PE ratio is 12.08x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Civista Bancshares is 2.14x versus 2.85x for First Financial. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 25.39% compared to Civista Bancshares's net margin of 24.09%. Civista Bancshares's return on equity of 9.22% beat Tompkins Financial's return on equity of 10.46%.

Civista Bancshares has a consensus price target of $25.50, signalling upside risk potential of 18.17%. On the other hand Tompkins Financial has an analysts' consensus of $72.50 which suggests that it could grow by 11.5%. Given that Civista Bancshares has higher upside potential than Tompkins Financial, analysts believe Civista Bancshares is more attractive than Tompkins Financial.

Civista Bancshares has a beta of 0.686, which suggesting that the stock is 31.399% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.902, suggesting its less volatile than the S&P 500 by 9.793%.

Civista Bancshares has a quarterly dividend of $0.17 per share corresponding to a yield of 3.06%. Tompkins Financial offers a yield of 3.8% to investors and pays a quarterly dividend of $0.62 per share. Civista Bancshares pays 31.76% of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Civista Bancshares quarterly revenues are $40.1M, which are smaller than Tompkins Financial quarterly revenues of $81.7M. Civista Bancshares's net income of $10.2M is lower than Tompkins Financial's net income of $19.7M. Notably, Civista Bancshares's price-to-earnings ratio is 9.49x while Tompkins Financial's PE ratio is 12.65x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Civista Bancshares is 2.14x versus 3.04x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.