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CIA Quote, Financials, Valuation and Earnings

Last price:
$3.51
Seasonality move :
9.15%
Day range:
$3.25 - $3.37
52-week range:
$2.33 - $5.95
Dividend yield:
0%
P/E ratio:
19.76x
P/S ratio:
0.70x
P/B ratio:
0.77x
Volume:
134.7K
Avg. volume:
383.7K
1-year change:
23.08%
Market cap:
$168.5M
Revenue:
$245M
EPS (TTM):
$0.17

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
CIA
Citizens
$62.8M $0.04 1.12% -50% $5.00
AAME
Atlantic American
-- -- -- -- --
ABL
Abacus Global Management
$42.7M $0.17 49.2% 1580% $13.30
BHF
Brighthouse Financial
$2.2B $4.39 66.12% 3938.75% $59.44
GNW
Genworth Financial
-- $0.02 -- -32.26% $9.50
LNC
Lincoln National
$4.6B $1.87 1.26% -61.11% $38.91
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
CIA
Citizens
$3.36 $5.00 $168.5M 19.76x $0.00 0% 0.70x
AAME
Atlantic American
$1.91 -- $39M 18.85x $0.02 1.05% 0.20x
ABL
Abacus Global Management
$5.01 $13.30 $480M 70.19x $0.00 0% 2.98x
BHF
Brighthouse Financial
$50.27 $59.44 $2.9B 6.03x $0.00 0% 0.46x
GNW
Genworth Financial
$7.34 $9.50 $3B 14.98x $0.00 0% 0.45x
LNC
Lincoln National
$33.65 $38.91 $5.7B 4.78x $0.45 5.35% 0.31x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
CIA
Citizens
-- 0.148 -- 4.69x
AAME
Atlantic American
26.94% 1.056 108.72% 3.47x
ABL
Abacus Global Management
44.97% -0.901 49.28% 0.46x
BHF
Brighthouse Financial
37.59% 0.699 92.23% --
GNW
Genworth Financial
14.85% 1.250 38.75% --
LNC
Lincoln National
41.73% 0.849 82.47% 6.67x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
CIA
Citizens
-- -- 4.9% 4.28% -3.21% $641K
AAME
Atlantic American
-- -- -1.05% -1.44% 3.61% -$986K
ABL
Abacus Global Management
$37M $17.4M -3.17% -5.84% 39.31% -$61.8M
BHF
Brighthouse Financial
-- -- 7.63% 12.57% -13.62% $146M
GNW
Genworth Financial
-- -- 1.97% 2.3% 8.55% $34M
LNC
Lincoln National
-- -- 9.31% 16.26% -18.42% -$272M

Citizens vs. Competitors

  • Which has Higher Returns CIA or AAME?

    Atlantic American has a net margin of -2.92% compared to Citizens's net margin of 1.6%. Citizens's return on equity of 4.28% beat Atlantic American's return on equity of -1.44%.

    Company Gross Margin Earnings Per Share Invested Capital
    CIA
    Citizens
    -- -$0.03 $218.1M
    AAME
    Atlantic American
    -- $0.03 $140.1M
  • What do Analysts Say About CIA or AAME?

    Citizens has a consensus price target of $5.00, signalling upside risk potential of 48.81%. On the other hand Atlantic American has an analysts' consensus of -- which suggests that it could fall by --. Given that Citizens has higher upside potential than Atlantic American, analysts believe Citizens is more attractive than Atlantic American.

    Company Buy Ratings Hold Ratings Sell Ratings
    CIA
    Citizens
    0 0 0
    AAME
    Atlantic American
    0 0 0
  • Is CIA or AAME More Risky?

    Citizens has a beta of 0.362, which suggesting that the stock is 63.811% less volatile than S&P 500. In comparison Atlantic American has a beta of 0.761, suggesting its less volatile than the S&P 500 by 23.891%.

  • Which is a Better Dividend Stock CIA or AAME?

    Citizens has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Atlantic American offers a yield of 1.05% to investors and pays a quarterly dividend of $0.02 per share. Citizens pays -- of its earnings as a dividend. Atlantic American pays out -18.91% of its earnings as a dividend.

  • Which has Better Financial Ratios CIA or AAME?

    Citizens quarterly revenues are $55.7M, which are larger than Atlantic American quarterly revenues of $50.1M. Citizens's net income of -$1.6M is lower than Atlantic American's net income of $802K. Notably, Citizens's price-to-earnings ratio is 19.76x while Atlantic American's PE ratio is 18.85x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens is 0.70x versus 0.20x for Atlantic American. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CIA
    Citizens
    0.70x 19.76x $55.7M -$1.6M
    AAME
    Atlantic American
    0.20x 18.85x $50.1M $802K
  • Which has Higher Returns CIA or ABL?

    Abacus Global Management has a net margin of -2.92% compared to Citizens's net margin of 10.51%. Citizens's return on equity of 4.28% beat Abacus Global Management's return on equity of -5.84%.

    Company Gross Margin Earnings Per Share Invested Capital
    CIA
    Citizens
    -- -$0.03 $218.1M
    ABL
    Abacus Global Management
    83.9% $0.05 $791.6M
  • What do Analysts Say About CIA or ABL?

    Citizens has a consensus price target of $5.00, signalling upside risk potential of 48.81%. On the other hand Abacus Global Management has an analysts' consensus of $13.30 which suggests that it could grow by 165.47%. Given that Abacus Global Management has higher upside potential than Citizens, analysts believe Abacus Global Management is more attractive than Citizens.

    Company Buy Ratings Hold Ratings Sell Ratings
    CIA
    Citizens
    0 0 0
    ABL
    Abacus Global Management
    3 1 0
  • Is CIA or ABL More Risky?

    Citizens has a beta of 0.362, which suggesting that the stock is 63.811% less volatile than S&P 500. In comparison Abacus Global Management has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock CIA or ABL?

    Citizens has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Abacus Global Management offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Citizens pays -- of its earnings as a dividend. Abacus Global Management pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios CIA or ABL?

    Citizens quarterly revenues are $55.7M, which are larger than Abacus Global Management quarterly revenues of $44.1M. Citizens's net income of -$1.6M is lower than Abacus Global Management's net income of $4.6M. Notably, Citizens's price-to-earnings ratio is 19.76x while Abacus Global Management's PE ratio is 70.19x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens is 0.70x versus 2.98x for Abacus Global Management. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CIA
    Citizens
    0.70x 19.76x $55.7M -$1.6M
    ABL
    Abacus Global Management
    2.98x 70.19x $44.1M $4.6M
  • Which has Higher Returns CIA or BHF?

    Brighthouse Financial has a net margin of -2.92% compared to Citizens's net margin of -11.55%. Citizens's return on equity of 4.28% beat Brighthouse Financial's return on equity of 12.57%.

    Company Gross Margin Earnings Per Share Invested Capital
    CIA
    Citizens
    -- -$0.03 $218.1M
    BHF
    Brighthouse Financial
    -- -$5.04 $8.5B
  • What do Analysts Say About CIA or BHF?

    Citizens has a consensus price target of $5.00, signalling upside risk potential of 48.81%. On the other hand Brighthouse Financial has an analysts' consensus of $59.44 which suggests that it could grow by 18.25%. Given that Citizens has higher upside potential than Brighthouse Financial, analysts believe Citizens is more attractive than Brighthouse Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    CIA
    Citizens
    0 0 0
    BHF
    Brighthouse Financial
    1 6 1
  • Is CIA or BHF More Risky?

    Citizens has a beta of 0.362, which suggesting that the stock is 63.811% less volatile than S&P 500. In comparison Brighthouse Financial has a beta of 0.876, suggesting its less volatile than the S&P 500 by 12.372%.

  • Which is a Better Dividend Stock CIA or BHF?

    Citizens has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Brighthouse Financial offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Citizens pays -- of its earnings as a dividend. Brighthouse Financial pays out 26.29% of its earnings as a dividend. Brighthouse Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios CIA or BHF?

    Citizens quarterly revenues are $55.7M, which are smaller than Brighthouse Financial quarterly revenues of $2.3B. Citizens's net income of -$1.6M is higher than Brighthouse Financial's net income of -$268M. Notably, Citizens's price-to-earnings ratio is 19.76x while Brighthouse Financial's PE ratio is 6.03x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens is 0.70x versus 0.46x for Brighthouse Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CIA
    Citizens
    0.70x 19.76x $55.7M -$1.6M
    BHF
    Brighthouse Financial
    0.46x 6.03x $2.3B -$268M
  • Which has Higher Returns CIA or GNW?

    Genworth Financial has a net margin of -2.92% compared to Citizens's net margin of 3.04%. Citizens's return on equity of 4.28% beat Genworth Financial's return on equity of 2.3%.

    Company Gross Margin Earnings Per Share Invested Capital
    CIA
    Citizens
    -- -$0.03 $218.1M
    GNW
    Genworth Financial
    -- $0.13 $11.2B
  • What do Analysts Say About CIA or GNW?

    Citizens has a consensus price target of $5.00, signalling upside risk potential of 48.81%. On the other hand Genworth Financial has an analysts' consensus of $9.50 which suggests that it could grow by 29.43%. Given that Citizens has higher upside potential than Genworth Financial, analysts believe Citizens is more attractive than Genworth Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    CIA
    Citizens
    0 0 0
    GNW
    Genworth Financial
    0 0 0
  • Is CIA or GNW More Risky?

    Citizens has a beta of 0.362, which suggesting that the stock is 63.811% less volatile than S&P 500. In comparison Genworth Financial has a beta of 1.056, suggesting its more volatile than the S&P 500 by 5.621%.

  • Which is a Better Dividend Stock CIA or GNW?

    Citizens has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Genworth Financial offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Citizens pays -- of its earnings as a dividend. Genworth Financial pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios CIA or GNW?

    Citizens quarterly revenues are $55.7M, which are smaller than Genworth Financial quarterly revenues of $1.8B. Citizens's net income of -$1.6M is lower than Genworth Financial's net income of $54M. Notably, Citizens's price-to-earnings ratio is 19.76x while Genworth Financial's PE ratio is 14.98x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens is 0.70x versus 0.45x for Genworth Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CIA
    Citizens
    0.70x 19.76x $55.7M -$1.6M
    GNW
    Genworth Financial
    0.45x 14.98x $1.8B $54M
  • Which has Higher Returns CIA or LNC?

    Lincoln National has a net margin of -2.92% compared to Citizens's net margin of -15.3%. Citizens's return on equity of 4.28% beat Lincoln National's return on equity of 16.26%.

    Company Gross Margin Earnings Per Share Invested Capital
    CIA
    Citizens
    -- -$0.03 $218.1M
    LNC
    Lincoln National
    -- -$4.41 $14.1B
  • What do Analysts Say About CIA or LNC?

    Citizens has a consensus price target of $5.00, signalling upside risk potential of 48.81%. On the other hand Lincoln National has an analysts' consensus of $38.91 which suggests that it could grow by 15.63%. Given that Citizens has higher upside potential than Lincoln National, analysts believe Citizens is more attractive than Lincoln National.

    Company Buy Ratings Hold Ratings Sell Ratings
    CIA
    Citizens
    0 0 0
    LNC
    Lincoln National
    1 10 0
  • Is CIA or LNC More Risky?

    Citizens has a beta of 0.362, which suggesting that the stock is 63.811% less volatile than S&P 500. In comparison Lincoln National has a beta of 1.399, suggesting its more volatile than the S&P 500 by 39.926%.

  • Which is a Better Dividend Stock CIA or LNC?

    Citizens has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Lincoln National offers a yield of 5.35% to investors and pays a quarterly dividend of $0.45 per share. Citizens pays -- of its earnings as a dividend. Lincoln National pays out 12.15% of its earnings as a dividend. Lincoln National's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios CIA or LNC?

    Citizens quarterly revenues are $55.7M, which are smaller than Lincoln National quarterly revenues of $4.7B. Citizens's net income of -$1.6M is higher than Lincoln National's net income of -$722M. Notably, Citizens's price-to-earnings ratio is 19.76x while Lincoln National's PE ratio is 4.78x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Citizens is 0.70x versus 0.31x for Lincoln National. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    CIA
    Citizens
    0.70x 19.76x $55.7M -$1.6M
    LNC
    Lincoln National
    0.31x 4.78x $4.7B -$722M

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