Financhill
Buy
55

VABK Quote, Financials, Valuation and Earnings

Last price:
$38.54
Seasonality move :
-3.96%
Day range:
$37.46 - $38.48
52-week range:
$33.53 - $44.00
Dividend yield:
4.49%
P/E ratio:
11.35x
P/S ratio:
3.72x
P/B ratio:
1.21x
Volume:
6.7K
Avg. volume:
5.2K
1-year change:
1.24%
Market cap:
$202M
Revenue:
$53.1M
EPS (TTM):
$3.30

Price Performance History

Performance vs. Valuation Benchmarks

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
VABK
Virginia National Bankshares
-- -- -- -- --
BHB
Bar Harbor Bankshares
$39.3M $0.69 5.12% 4.48% $32.50
LKFN
Lakeland Financial
$67.2M $0.97 12.11% 10.33% $66.40
OPHC
OptimumBank Holdings
-- -- -- -- $5.00
PRK
Park National
$134.9M $2.45 6.51% 1.1% $172.67
TMP
Tompkins Financial
$80M $1.35 11.62% 22.73% $72.50
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
VABK
Virginia National Bankshares
$37.46 -- $202M 11.35x $0.36 4.49% 3.72x
BHB
Bar Harbor Bankshares
$31.51 $32.50 $482.8M 11.05x $0.32 3.87% 3.21x
LKFN
Lakeland Financial
$65.39 $66.40 $1.7B 18.68x $0.50 3% 6.55x
OPHC
OptimumBank Holdings
$4.51 $5.00 $53M 3.39x $0.00 0% 1.21x
PRK
Park National
$172.27 $172.67 $2.8B 17.69x $1.07 2.47% 5.29x
TMP
Tompkins Financial
$65.67 $72.50 $947.9M 12.78x $0.62 3.76% 3.08x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
VABK
Virginia National Bankshares
12.36% 0.346 12.09% 1,189.15x
BHB
Bar Harbor Bankshares
33.99% 1.164 53.25% 2.04x
LKFN
Lakeland Financial
13.48% 1.510 7.12% 10.39x
OPHC
OptimumBank Holdings
8.47% 0.334 20.71% 14.67x
PRK
Park National
17.47% 1.403 11.05% 14.28x
TMP
Tompkins Financial
39.95% 1.426 54.51% 8.50x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
VABK
Virginia National Bankshares
-- -- 9.28% 11.13% 86.11% $1.8M
BHB
Bar Harbor Bankshares
-- -- 6.14% 9.66% 83.74% $7.8M
LKFN
Lakeland Financial
-- -- 12.23% 13.34% 96.89% $27.1M
OPHC
OptimumBank Holdings
-- -- 11.09% 15.42% 101.13% $2.9M
PRK
Park National
-- -- 10.62% 12.97% 60.73% $36.8M
TMP
Tompkins Financial
-- -- 5.55% 10.46% 71.73% $20.9M

Virginia National Bankshares vs. Competitors

  • Which has Higher Returns VABK or BHB?

    Bar Harbor Bankshares has a net margin of 31.94% compared to Virginia National Bankshares's net margin of 27.38%. Virginia National Bankshares's return on equity of 11.13% beat Bar Harbor Bankshares's return on equity of 9.66%.

    Company Gross Margin Earnings Per Share Invested Capital
    VABK
    Virginia National Bankshares
    -- $0.83 $190.3M
    BHB
    Bar Harbor Bankshares
    -- $0.66 $707.9M
  • What do Analysts Say About VABK or BHB?

    Virginia National Bankshares has a consensus price target of --, signalling downside risk potential of --. On the other hand Bar Harbor Bankshares has an analysts' consensus of $32.50 which suggests that it could grow by 3.14%. Given that Bar Harbor Bankshares has higher upside potential than Virginia National Bankshares, analysts believe Bar Harbor Bankshares is more attractive than Virginia National Bankshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    VABK
    Virginia National Bankshares
    0 0 0
    BHB
    Bar Harbor Bankshares
    0 2 0
  • Is VABK or BHB More Risky?

    Virginia National Bankshares has a beta of 0.513, which suggesting that the stock is 48.715% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.645, suggesting its less volatile than the S&P 500 by 35.494%.

  • Which is a Better Dividend Stock VABK or BHB?

    Virginia National Bankshares has a quarterly dividend of $0.36 per share corresponding to a yield of 4.49%. Bar Harbor Bankshares offers a yield of 3.87% to investors and pays a quarterly dividend of $0.32 per share. Virginia National Bankshares pays 41.77% of its earnings as a dividend. Bar Harbor Bankshares pays out 40.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios VABK or BHB?

    Virginia National Bankshares quarterly revenues are $14.1M, which are smaller than Bar Harbor Bankshares quarterly revenues of $37.3M. Virginia National Bankshares's net income of $4.5M is lower than Bar Harbor Bankshares's net income of $10.2M. Notably, Virginia National Bankshares's price-to-earnings ratio is 11.35x while Bar Harbor Bankshares's PE ratio is 11.05x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Virginia National Bankshares is 3.72x versus 3.21x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    VABK
    Virginia National Bankshares
    3.72x 11.35x $14.1M $4.5M
    BHB
    Bar Harbor Bankshares
    3.21x 11.05x $37.3M $10.2M
  • Which has Higher Returns VABK or LKFN?

    Lakeland Financial has a net margin of 31.94% compared to Virginia National Bankshares's net margin of 31.48%. Virginia National Bankshares's return on equity of 11.13% beat Lakeland Financial's return on equity of 13.34%.

    Company Gross Margin Earnings Per Share Invested Capital
    VABK
    Virginia National Bankshares
    -- $0.83 $190.3M
    LKFN
    Lakeland Financial
    -- $0.78 $802.7M
  • What do Analysts Say About VABK or LKFN?

    Virginia National Bankshares has a consensus price target of --, signalling downside risk potential of --. On the other hand Lakeland Financial has an analysts' consensus of $66.40 which suggests that it could grow by 1.55%. Given that Lakeland Financial has higher upside potential than Virginia National Bankshares, analysts believe Lakeland Financial is more attractive than Virginia National Bankshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    VABK
    Virginia National Bankshares
    0 0 0
    LKFN
    Lakeland Financial
    1 3 0
  • Is VABK or LKFN More Risky?

    Virginia National Bankshares has a beta of 0.513, which suggesting that the stock is 48.715% less volatile than S&P 500. In comparison Lakeland Financial has a beta of 0.598, suggesting its less volatile than the S&P 500 by 40.195%.

  • Which is a Better Dividend Stock VABK or LKFN?

    Virginia National Bankshares has a quarterly dividend of $0.36 per share corresponding to a yield of 4.49%. Lakeland Financial offers a yield of 3% to investors and pays a quarterly dividend of $0.50 per share. Virginia National Bankshares pays 41.77% of its earnings as a dividend. Lakeland Financial pays out 52.73% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios VABK or LKFN?

    Virginia National Bankshares quarterly revenues are $14.1M, which are smaller than Lakeland Financial quarterly revenues of $63.8M. Virginia National Bankshares's net income of $4.5M is lower than Lakeland Financial's net income of $20.1M. Notably, Virginia National Bankshares's price-to-earnings ratio is 11.35x while Lakeland Financial's PE ratio is 18.68x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Virginia National Bankshares is 3.72x versus 6.55x for Lakeland Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    VABK
    Virginia National Bankshares
    3.72x 11.35x $14.1M $4.5M
    LKFN
    Lakeland Financial
    6.55x 18.68x $63.8M $20.1M
  • Which has Higher Returns VABK or OPHC?

    OptimumBank Holdings has a net margin of 31.94% compared to Virginia National Bankshares's net margin of 36.31%. Virginia National Bankshares's return on equity of 11.13% beat OptimumBank Holdings's return on equity of 15.42%.

    Company Gross Margin Earnings Per Share Invested Capital
    VABK
    Virginia National Bankshares
    -- $0.83 $190.3M
    OPHC
    OptimumBank Holdings
    -- $0.32 $118M
  • What do Analysts Say About VABK or OPHC?

    Virginia National Bankshares has a consensus price target of --, signalling downside risk potential of --. On the other hand OptimumBank Holdings has an analysts' consensus of $5.00 which suggests that it could grow by 10.87%. Given that OptimumBank Holdings has higher upside potential than Virginia National Bankshares, analysts believe OptimumBank Holdings is more attractive than Virginia National Bankshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    VABK
    Virginia National Bankshares
    0 0 0
    OPHC
    OptimumBank Holdings
    0 1 0
  • Is VABK or OPHC More Risky?

    Virginia National Bankshares has a beta of 0.513, which suggesting that the stock is 48.715% less volatile than S&P 500. In comparison OptimumBank Holdings has a beta of 0.473, suggesting its less volatile than the S&P 500 by 52.678%.

  • Which is a Better Dividend Stock VABK or OPHC?

    Virginia National Bankshares has a quarterly dividend of $0.36 per share corresponding to a yield of 4.49%. OptimumBank Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Virginia National Bankshares pays 41.77% of its earnings as a dividend. OptimumBank Holdings pays out -- of its earnings as a dividend. Virginia National Bankshares's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios VABK or OPHC?

    Virginia National Bankshares quarterly revenues are $14.1M, which are larger than OptimumBank Holdings quarterly revenues of $10.7M. Virginia National Bankshares's net income of $4.5M is higher than OptimumBank Holdings's net income of $3.9M. Notably, Virginia National Bankshares's price-to-earnings ratio is 11.35x while OptimumBank Holdings's PE ratio is 3.39x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Virginia National Bankshares is 3.72x versus 1.21x for OptimumBank Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    VABK
    Virginia National Bankshares
    3.72x 11.35x $14.1M $4.5M
    OPHC
    OptimumBank Holdings
    1.21x 3.39x $10.7M $3.9M
  • Which has Higher Returns VABK or PRK?

    Park National has a net margin of 31.94% compared to Virginia National Bankshares's net margin of 32.4%. Virginia National Bankshares's return on equity of 11.13% beat Park National's return on equity of 12.97%.

    Company Gross Margin Earnings Per Share Invested Capital
    VABK
    Virginia National Bankshares
    -- $0.83 $190.3M
    PRK
    Park National
    -- $2.60 $1.5B
  • What do Analysts Say About VABK or PRK?

    Virginia National Bankshares has a consensus price target of --, signalling downside risk potential of --. On the other hand Park National has an analysts' consensus of $172.67 which suggests that it could grow by 0.23%. Given that Park National has higher upside potential than Virginia National Bankshares, analysts believe Park National is more attractive than Virginia National Bankshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    VABK
    Virginia National Bankshares
    0 0 0
    PRK
    Park National
    0 3 0
  • Is VABK or PRK More Risky?

    Virginia National Bankshares has a beta of 0.513, which suggesting that the stock is 48.715% less volatile than S&P 500. In comparison Park National has a beta of 0.821, suggesting its less volatile than the S&P 500 by 17.866%.

  • Which is a Better Dividend Stock VABK or PRK?

    Virginia National Bankshares has a quarterly dividend of $0.36 per share corresponding to a yield of 4.49%. Park National offers a yield of 2.47% to investors and pays a quarterly dividend of $1.07 per share. Virginia National Bankshares pays 41.77% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios VABK or PRK?

    Virginia National Bankshares quarterly revenues are $14.1M, which are smaller than Park National quarterly revenues of $130.1M. Virginia National Bankshares's net income of $4.5M is lower than Park National's net income of $42.2M. Notably, Virginia National Bankshares's price-to-earnings ratio is 11.35x while Park National's PE ratio is 17.69x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Virginia National Bankshares is 3.72x versus 5.29x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    VABK
    Virginia National Bankshares
    3.72x 11.35x $14.1M $4.5M
    PRK
    Park National
    5.29x 17.69x $130.1M $42.2M
  • Which has Higher Returns VABK or TMP?

    Tompkins Financial has a net margin of 31.94% compared to Virginia National Bankshares's net margin of 24.09%. Virginia National Bankshares's return on equity of 11.13% beat Tompkins Financial's return on equity of 10.46%.

    Company Gross Margin Earnings Per Share Invested Capital
    VABK
    Virginia National Bankshares
    -- $0.83 $190.3M
    TMP
    Tompkins Financial
    -- $1.37 $1.2B
  • What do Analysts Say About VABK or TMP?

    Virginia National Bankshares has a consensus price target of --, signalling downside risk potential of --. On the other hand Tompkins Financial has an analysts' consensus of $72.50 which suggests that it could grow by 10.4%. Given that Tompkins Financial has higher upside potential than Virginia National Bankshares, analysts believe Tompkins Financial is more attractive than Virginia National Bankshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    VABK
    Virginia National Bankshares
    0 0 0
    TMP
    Tompkins Financial
    0 1 0
  • Is VABK or TMP More Risky?

    Virginia National Bankshares has a beta of 0.513, which suggesting that the stock is 48.715% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.902, suggesting its less volatile than the S&P 500 by 9.793%.

  • Which is a Better Dividend Stock VABK or TMP?

    Virginia National Bankshares has a quarterly dividend of $0.36 per share corresponding to a yield of 4.49%. Tompkins Financial offers a yield of 3.76% to investors and pays a quarterly dividend of $0.62 per share. Virginia National Bankshares pays 41.77% of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios VABK or TMP?

    Virginia National Bankshares quarterly revenues are $14.1M, which are smaller than Tompkins Financial quarterly revenues of $81.7M. Virginia National Bankshares's net income of $4.5M is lower than Tompkins Financial's net income of $19.7M. Notably, Virginia National Bankshares's price-to-earnings ratio is 11.35x while Tompkins Financial's PE ratio is 12.78x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Virginia National Bankshares is 3.72x versus 3.08x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    VABK
    Virginia National Bankshares
    3.72x 11.35x $14.1M $4.5M
    TMP
    Tompkins Financial
    3.08x 12.78x $81.7M $19.7M

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Will GoodRX Stock Bounce Back?
Will GoodRX Stock Bounce Back?

GoodRX (NASDAQ:GDRX) tracks prescription drug prices and its model was…

Will FCX Benefit From Tariffs?
Will FCX Benefit From Tariffs?

Freeport-McMoRan (NYSE:FCX) is among the world’s largest producers of copper…

Can Levi Stock Double?
Can Levi Stock Double?

Levi Strauss (NYSE:LEVI) is among the oldest clothing brands in…

Stock Ideas

Buy
71
Is NVDA Stock a Buy?

Market Cap: $4.2T
P/E Ratio: 59x

Buy
51
Is MSFT Stock a Buy?

Market Cap: $3.8T
P/E Ratio: 43x

Sell
40
Is AAPL Stock a Buy?

Market Cap: $3.1T
P/E Ratio: 35x

Alerts

Buy
71
PGY alert for Jul 18

Pagaya Technologies [PGY] is up 3.83% over the past day.

Buy
68
MCRI alert for Jul 18

Monarch Casino & Resort [MCRI] is up 0.5% over the past day.

Sell
41
NEGG alert for Jul 18

Newegg Commerce [NEGG] is up 6.79% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock