Financhill
Buy
97

SOFI Quote, Financials, Valuation and Earnings

Last price:
$21.39
Seasonality move :
7.38%
Day range:
$20.77 - $21.59
52-week range:
$6.01 - $21.86
Dividend yield:
0%
P/E ratio:
52.17x
P/S ratio:
8.65x
P/B ratio:
3.54x
Volume:
60.1M
Avg. volume:
74.8M
1-year change:
176%
Market cap:
$23.6B
Revenue:
$2.6B
EPS (TTM):
$0.41

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
SOFI
SoFi Technologies
$804.7M $0.06 33.67% 484.3% $16.17
BLK
BlackRock
$5.5B $10.81 20.74% 7.25% $1,162.27
HOOD
Robinhood Markets
$913.3M $0.35 28.98% 66.51% $95.57
JPM
JPMorgan Chase &
$44B $4.48 3.85% 7.15% $300.45
PYPL
PayPal Holdings
$8.1B $1.29 2.52% 20.11% $82.48
V
Visa
$9.8B $2.84 10.05% 13.34% $383.15
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
SOFI
SoFi Technologies
$21.39 $16.17 $23.6B 52.17x $0.00 0% 8.65x
BLK
BlackRock
$1,082.24 $1,162.27 $167.7B 26.17x $5.21 1.91% 7.77x
HOOD
Robinhood Markets
$103.25 $95.57 $91.1B 58.66x $0.00 0% 29.15x
JPM
JPMorgan Chase &
$285.82 $300.45 $785.9B 14.67x $1.40 1.85% 4.61x
PYPL
PayPal Holdings
$72.97 $82.48 $71B 16.32x $0.00 0% 2.34x
V
Visa
$349.90 $383.15 $683.5B 35.17x $0.59 0.66% 18.58x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
SOFI
SoFi Technologies
31.33% 3.345 23.73% 8.72x
BLK
BlackRock
20.45% 0.987 -- 8.72x
HOOD
Robinhood Markets
53.36% 5.496 24.71% 1.06x
JPM
JPMorgan Chase &
64.85% 1.479 80.57% 1.54x
PYPL
PayPal Holdings
36.05% 1.635 17.87% 1.26x
V
Visa
35.31% 0.526 3.02% 0.68x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
SOFI
SoFi Technologies
-- -- 5.16% 7.68% 44.69% -$32.7M
BLK
BlackRock
$2.6B $1.9B 11.03% 13.88% 44.72% -$1.2B
HOOD
Robinhood Markets
$793M $372M 11.31% 21.41% 40.13% $631M
JPM
JPMorgan Chase &
-- -- 6.69% 16.25% 96.45% -$251.8B
PYPL
PayPal Holdings
$3.7B $1.6B 14.87% 22.25% 21.9% $964M
V
Visa
$7.7B $6.4B 33.24% 50.81% 58.33% $4.4B

SoFi Technologies vs. Competitors

  • Which has Higher Returns SOFI or BLK?

    BlackRock has a net margin of 9.22% compared to SoFi Technologies's net margin of 29.38%. SoFi Technologies's return on equity of 7.68% beat BlackRock's return on equity of 13.88%.

    Company Gross Margin Earnings Per Share Invested Capital
    SOFI
    SoFi Technologies
    -- $0.06 $9.7B
    BLK
    BlackRock
    47.87% $10.19 $62.5B
  • What do Analysts Say About SOFI or BLK?

    SoFi Technologies has a consensus price target of $16.17, signalling downside risk potential of -24.41%. On the other hand BlackRock has an analysts' consensus of $1,162.27 which suggests that it could grow by 7.4%. Given that BlackRock has higher upside potential than SoFi Technologies, analysts believe BlackRock is more attractive than SoFi Technologies.

    Company Buy Ratings Hold Ratings Sell Ratings
    SOFI
    SoFi Technologies
    5 10 2
    BLK
    BlackRock
    10 2 0
  • Is SOFI or BLK More Risky?

    SoFi Technologies has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison BlackRock has a beta of 1.412, suggesting its more volatile than the S&P 500 by 41.186%.

  • Which is a Better Dividend Stock SOFI or BLK?

    SoFi Technologies has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. BlackRock offers a yield of 1.91% to investors and pays a quarterly dividend of $5.21 per share. SoFi Technologies pays 3.31% of its earnings as a dividend. BlackRock pays out 48.69% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SOFI or BLK?

    SoFi Technologies quarterly revenues are $771.8M, which are smaller than BlackRock quarterly revenues of $5.4B. SoFi Technologies's net income of $71.1M is lower than BlackRock's net income of $1.6B. Notably, SoFi Technologies's price-to-earnings ratio is 52.17x while BlackRock's PE ratio is 26.17x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for SoFi Technologies is 8.65x versus 7.77x for BlackRock. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SOFI
    SoFi Technologies
    8.65x 52.17x $771.8M $71.1M
    BLK
    BlackRock
    7.77x 26.17x $5.4B $1.6B
  • Which has Higher Returns SOFI or HOOD?

    Robinhood Markets has a net margin of 9.22% compared to SoFi Technologies's net margin of 36.25%. SoFi Technologies's return on equity of 7.68% beat Robinhood Markets's return on equity of 21.41%.

    Company Gross Margin Earnings Per Share Invested Capital
    SOFI
    SoFi Technologies
    -- $0.06 $9.7B
    HOOD
    Robinhood Markets
    85.55% $0.37 $17.1B
  • What do Analysts Say About SOFI or HOOD?

    SoFi Technologies has a consensus price target of $16.17, signalling downside risk potential of -24.41%. On the other hand Robinhood Markets has an analysts' consensus of $95.57 which suggests that it could fall by -7.44%. Given that SoFi Technologies has more downside risk than Robinhood Markets, analysts believe Robinhood Markets is more attractive than SoFi Technologies.

    Company Buy Ratings Hold Ratings Sell Ratings
    SOFI
    SoFi Technologies
    5 10 2
    HOOD
    Robinhood Markets
    9 7 1
  • Is SOFI or HOOD More Risky?

    SoFi Technologies has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison Robinhood Markets has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock SOFI or HOOD?

    SoFi Technologies has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Robinhood Markets offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. SoFi Technologies pays 3.31% of its earnings as a dividend. Robinhood Markets pays out -- of its earnings as a dividend. SoFi Technologies's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SOFI or HOOD?

    SoFi Technologies quarterly revenues are $771.8M, which are smaller than Robinhood Markets quarterly revenues of $927M. SoFi Technologies's net income of $71.1M is lower than Robinhood Markets's net income of $336M. Notably, SoFi Technologies's price-to-earnings ratio is 52.17x while Robinhood Markets's PE ratio is 58.66x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for SoFi Technologies is 8.65x versus 29.15x for Robinhood Markets. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SOFI
    SoFi Technologies
    8.65x 52.17x $771.8M $71.1M
    HOOD
    Robinhood Markets
    29.15x 58.66x $927M $336M
  • Which has Higher Returns SOFI or JPM?

    JPMorgan Chase & has a net margin of 9.22% compared to SoFi Technologies's net margin of 33.37%. SoFi Technologies's return on equity of 7.68% beat JPMorgan Chase &'s return on equity of 16.25%.

    Company Gross Margin Earnings Per Share Invested Capital
    SOFI
    SoFi Technologies
    -- $0.06 $9.7B
    JPM
    JPMorgan Chase &
    -- $5.24 $1T
  • What do Analysts Say About SOFI or JPM?

    SoFi Technologies has a consensus price target of $16.17, signalling downside risk potential of -24.41%. On the other hand JPMorgan Chase & has an analysts' consensus of $300.45 which suggests that it could grow by 5.12%. Given that JPMorgan Chase & has higher upside potential than SoFi Technologies, analysts believe JPMorgan Chase & is more attractive than SoFi Technologies.

    Company Buy Ratings Hold Ratings Sell Ratings
    SOFI
    SoFi Technologies
    5 10 2
    JPM
    JPMorgan Chase &
    9 7 2
  • Is SOFI or JPM More Risky?

    SoFi Technologies has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison JPMorgan Chase & has a beta of 1.098, suggesting its more volatile than the S&P 500 by 9.75%.

  • Which is a Better Dividend Stock SOFI or JPM?

    SoFi Technologies has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. JPMorgan Chase & offers a yield of 1.85% to investors and pays a quarterly dividend of $1.40 per share. SoFi Technologies pays 3.31% of its earnings as a dividend. JPMorgan Chase & pays out 25.28% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SOFI or JPM?

    SoFi Technologies quarterly revenues are $771.8M, which are smaller than JPMorgan Chase & quarterly revenues of $44.9B. SoFi Technologies's net income of $71.1M is lower than JPMorgan Chase &'s net income of $15B. Notably, SoFi Technologies's price-to-earnings ratio is 52.17x while JPMorgan Chase &'s PE ratio is 14.67x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for SoFi Technologies is 8.65x versus 4.61x for JPMorgan Chase &. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SOFI
    SoFi Technologies
    8.65x 52.17x $771.8M $71.1M
    JPM
    JPMorgan Chase &
    4.61x 14.67x $44.9B $15B
  • Which has Higher Returns SOFI or PYPL?

    PayPal Holdings has a net margin of 9.22% compared to SoFi Technologies's net margin of 16.52%. SoFi Technologies's return on equity of 7.68% beat PayPal Holdings's return on equity of 22.25%.

    Company Gross Margin Earnings Per Share Invested Capital
    SOFI
    SoFi Technologies
    -- $0.06 $9.7B
    PYPL
    PayPal Holdings
    47.7% $1.29 $31.7B
  • What do Analysts Say About SOFI or PYPL?

    SoFi Technologies has a consensus price target of $16.17, signalling downside risk potential of -24.41%. On the other hand PayPal Holdings has an analysts' consensus of $82.48 which suggests that it could grow by 13.07%. Given that PayPal Holdings has higher upside potential than SoFi Technologies, analysts believe PayPal Holdings is more attractive than SoFi Technologies.

    Company Buy Ratings Hold Ratings Sell Ratings
    SOFI
    SoFi Technologies
    5 10 2
    PYPL
    PayPal Holdings
    15 21 2
  • Is SOFI or PYPL More Risky?

    SoFi Technologies has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison PayPal Holdings has a beta of 1.446, suggesting its more volatile than the S&P 500 by 44.557%.

  • Which is a Better Dividend Stock SOFI or PYPL?

    SoFi Technologies has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. PayPal Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. SoFi Technologies pays 3.31% of its earnings as a dividend. PayPal Holdings pays out -- of its earnings as a dividend. SoFi Technologies's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SOFI or PYPL?

    SoFi Technologies quarterly revenues are $771.8M, which are smaller than PayPal Holdings quarterly revenues of $7.8B. SoFi Technologies's net income of $71.1M is lower than PayPal Holdings's net income of $1.3B. Notably, SoFi Technologies's price-to-earnings ratio is 52.17x while PayPal Holdings's PE ratio is 16.32x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for SoFi Technologies is 8.65x versus 2.34x for PayPal Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SOFI
    SoFi Technologies
    8.65x 52.17x $771.8M $71.1M
    PYPL
    PayPal Holdings
    2.34x 16.32x $7.8B $1.3B
  • Which has Higher Returns SOFI or V?

    Visa has a net margin of 9.22% compared to SoFi Technologies's net margin of 47.71%. SoFi Technologies's return on equity of 7.68% beat Visa's return on equity of 50.81%.

    Company Gross Margin Earnings Per Share Invested Capital
    SOFI
    SoFi Technologies
    -- $0.06 $9.7B
    V
    Visa
    80.39% $2.32 $58.8B
  • What do Analysts Say About SOFI or V?

    SoFi Technologies has a consensus price target of $16.17, signalling downside risk potential of -24.41%. On the other hand Visa has an analysts' consensus of $383.15 which suggests that it could grow by 9.19%. Given that Visa has higher upside potential than SoFi Technologies, analysts believe Visa is more attractive than SoFi Technologies.

    Company Buy Ratings Hold Ratings Sell Ratings
    SOFI
    SoFi Technologies
    5 10 2
    V
    Visa
    24 8 0
  • Is SOFI or V More Risky?

    SoFi Technologies has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison Visa has a beta of 0.923, suggesting its less volatile than the S&P 500 by 7.716%.

  • Which is a Better Dividend Stock SOFI or V?

    SoFi Technologies has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Visa offers a yield of 0.66% to investors and pays a quarterly dividend of $0.59 per share. SoFi Technologies pays 3.31% of its earnings as a dividend. Visa pays out 21.36% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SOFI or V?

    SoFi Technologies quarterly revenues are $771.8M, which are smaller than Visa quarterly revenues of $9.6B. SoFi Technologies's net income of $71.1M is lower than Visa's net income of $4.6B. Notably, SoFi Technologies's price-to-earnings ratio is 52.17x while Visa's PE ratio is 35.17x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for SoFi Technologies is 8.65x versus 18.58x for Visa. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SOFI
    SoFi Technologies
    8.65x 52.17x $771.8M $71.1M
    V
    Visa
    18.58x 35.17x $9.6B $4.6B

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