OSBC Quote, Financials, Valuation and Earnings

MidWestOne Financial Group has a net margin of 27.65% compared to Old Second Bancorp's net margin of 26.29%. Old Second Bancorp's return on equity of 12.92% beat MidWestOne Financial Group's return on equity of -8.73%.

Old Second Bancorp has a consensus price target of $21.25, signalling upside risk potential of 15.24%. On the other hand MidWestOne Financial Group has an analysts' consensus of $34.80 which suggests that it could grow by 16.78%. Given that MidWestOne Financial Group has higher upside potential than Old Second Bancorp, analysts believe MidWestOne Financial Group is more attractive than Old Second Bancorp.

Old Second Bancorp has a beta of 0.814, which suggesting that the stock is 18.609% less volatile than S&P 500. In comparison MidWestOne Financial Group has a beta of 1.002, suggesting its more volatile than the S&P 500 by 0.163%.

Old Second Bancorp has a quarterly dividend of $0.06 per share corresponding to a yield of 1.25%. MidWestOne Financial Group offers a yield of 3.26% to investors and pays a quarterly dividend of $0.24 per share. Old Second Bancorp pays 11.04% of its earnings as a dividend. MidWestOne Financial Group pays out -27.38% of its earnings as a dividend. Old Second Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Old Second Bancorp quarterly revenues are $71.7M, which are larger than MidWestOne Financial Group quarterly revenues of $57.6M. Old Second Bancorp's net income of $19.8M is higher than MidWestOne Financial Group's net income of $15.1M. Notably, Old Second Bancorp's price-to-earnings ratio is 10.08x while MidWestOne Financial Group's PE ratio is 14.91x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Old Second Bancorp is 3.01x versus 6.63x for MidWestOne Financial Group. Usually stocks with elevated PS ratios are considered overvalued.

OptimumBank Holdings has a net margin of 27.65% compared to Old Second Bancorp's net margin of 36.31%. Old Second Bancorp's return on equity of 12.92% beat OptimumBank Holdings's return on equity of 15.42%.

Old Second Bancorp has a consensus price target of $21.25, signalling upside risk potential of 15.24%. On the other hand OptimumBank Holdings has an analysts' consensus of $5.00 which suggests that it could grow by 10.87%. Given that Old Second Bancorp has higher upside potential than OptimumBank Holdings, analysts believe Old Second Bancorp is more attractive than OptimumBank Holdings.

Old Second Bancorp has a beta of 0.814, which suggesting that the stock is 18.609% less volatile than S&P 500. In comparison OptimumBank Holdings has a beta of 0.473, suggesting its less volatile than the S&P 500 by 52.678%.

Old Second Bancorp has a quarterly dividend of $0.06 per share corresponding to a yield of 1.25%. OptimumBank Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Old Second Bancorp pays 11.04% of its earnings as a dividend. OptimumBank Holdings pays out -- of its earnings as a dividend. Old Second Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Old Second Bancorp quarterly revenues are $71.7M, which are larger than OptimumBank Holdings quarterly revenues of $10.7M. Old Second Bancorp's net income of $19.8M is higher than OptimumBank Holdings's net income of $3.9M. Notably, Old Second Bancorp's price-to-earnings ratio is 10.08x while OptimumBank Holdings's PE ratio is 3.39x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Old Second Bancorp is 3.01x versus 1.21x for OptimumBank Holdings. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 27.65% compared to Old Second Bancorp's net margin of 32.4%. Old Second Bancorp's return on equity of 12.92% beat Park National's return on equity of 12.97%.

Old Second Bancorp has a consensus price target of $21.25, signalling upside risk potential of 15.24%. On the other hand Park National has an analysts' consensus of $172.67 which suggests that it could grow by 1.08%. Given that Old Second Bancorp has higher upside potential than Park National, analysts believe Old Second Bancorp is more attractive than Park National.

Old Second Bancorp has a beta of 0.814, which suggesting that the stock is 18.609% less volatile than S&P 500. In comparison Park National has a beta of 0.821, suggesting its less volatile than the S&P 500 by 17.866%.

Old Second Bancorp has a quarterly dividend of $0.06 per share corresponding to a yield of 1.25%. Park National offers a yield of 2.49% to investors and pays a quarterly dividend of $1.07 per share. Old Second Bancorp pays 11.04% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Old Second Bancorp quarterly revenues are $71.7M, which are smaller than Park National quarterly revenues of $130.1M. Old Second Bancorp's net income of $19.8M is lower than Park National's net income of $42.2M. Notably, Old Second Bancorp's price-to-earnings ratio is 10.08x while Park National's PE ratio is 17.54x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Old Second Bancorp is 3.01x versus 5.25x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 27.65% compared to Old Second Bancorp's net margin of 24.09%. Old Second Bancorp's return on equity of 12.92% beat Tompkins Financial's return on equity of 10.46%.

Old Second Bancorp has a consensus price target of $21.25, signalling upside risk potential of 15.24%. On the other hand Tompkins Financial has an analysts' consensus of $72.50 which suggests that it could grow by 11.5%. Given that Old Second Bancorp has higher upside potential than Tompkins Financial, analysts believe Old Second Bancorp is more attractive than Tompkins Financial.

Old Second Bancorp has a beta of 0.814, which suggesting that the stock is 18.609% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.902, suggesting its less volatile than the S&P 500 by 9.793%.

Old Second Bancorp has a quarterly dividend of $0.06 per share corresponding to a yield of 1.25%. Tompkins Financial offers a yield of 3.8% to investors and pays a quarterly dividend of $0.62 per share. Old Second Bancorp pays 11.04% of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Old Second Bancorp quarterly revenues are $71.7M, which are smaller than Tompkins Financial quarterly revenues of $81.7M. Old Second Bancorp's net income of $19.8M is higher than Tompkins Financial's net income of $19.7M. Notably, Old Second Bancorp's price-to-earnings ratio is 10.08x while Tompkins Financial's PE ratio is 12.65x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Old Second Bancorp is 3.01x versus 3.04x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.