IBCP Quote, Financials, Valuation and Earnings

Columbia Banking System has a net margin of 29.83% compared to Independent Bank Corp (Ionia MI)'s net margin of 17.63%. Independent Bank Corp (Ionia MI)'s return on equity of 14.95% beat Columbia Banking System's return on equity of 9.71%.

Independent Bank Corp (Ionia MI) has a consensus price target of $34.80, signalling upside risk potential of 2.75%. On the other hand Columbia Banking System has an analysts' consensus of $26.75 which suggests that it could grow by 12.02%. Given that Columbia Banking System has higher upside potential than Independent Bank Corp (Ionia MI), analysts believe Columbia Banking System is more attractive than Independent Bank Corp (Ionia MI).

Independent Bank Corp (Ionia MI) has a beta of 0.839, which suggesting that the stock is 16.103% less volatile than S&P 500. In comparison Columbia Banking System has a beta of 0.618, suggesting its less volatile than the S&P 500 by 38.191%.

Independent Bank Corp (Ionia MI) has a quarterly dividend of $0.26 per share corresponding to a yield of 2.95%. Columbia Banking System offers a yield of 6.03% to investors and pays a quarterly dividend of $0.36 per share. Independent Bank Corp (Ionia MI) pays 30.01% of its earnings as a dividend. Columbia Banking System pays out 56.26% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Independent Bank Corp (Ionia MI) quarterly revenues are $52.3M, which are smaller than Columbia Banking System quarterly revenues of $491.4M. Independent Bank Corp (Ionia MI)'s net income of $15.6M is lower than Columbia Banking System's net income of $86.6M. Notably, Independent Bank Corp (Ionia MI)'s price-to-earnings ratio is 10.79x while Columbia Banking System's PE ratio is 10.12x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp (Ionia MI) is 3.30x versus 2.57x for Columbia Banking System. Usually stocks with elevated PS ratios are considered overvalued.

Community Trust Bancorp has a net margin of 29.83% compared to Independent Bank Corp (Ionia MI)'s net margin of 33.21%. Independent Bank Corp (Ionia MI)'s return on equity of 14.95% beat Community Trust Bancorp's return on equity of 11.54%.

Independent Bank Corp (Ionia MI) has a consensus price target of $34.80, signalling upside risk potential of 2.75%. On the other hand Community Trust Bancorp has an analysts' consensus of $59.00 which suggests that it could grow by 4.86%. Given that Community Trust Bancorp has higher upside potential than Independent Bank Corp (Ionia MI), analysts believe Community Trust Bancorp is more attractive than Independent Bank Corp (Ionia MI).

Independent Bank Corp (Ionia MI) has a beta of 0.839, which suggesting that the stock is 16.103% less volatile than S&P 500. In comparison Community Trust Bancorp has a beta of 0.582, suggesting its less volatile than the S&P 500 by 41.8%.

Independent Bank Corp (Ionia MI) has a quarterly dividend of $0.26 per share corresponding to a yield of 2.95%. Community Trust Bancorp offers a yield of 3.36% to investors and pays a quarterly dividend of $0.47 per share. Independent Bank Corp (Ionia MI) pays 30.01% of its earnings as a dividend. Community Trust Bancorp pays out 40.34% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Independent Bank Corp (Ionia MI) quarterly revenues are $52.3M, which are smaller than Community Trust Bancorp quarterly revenues of $66.2M. Independent Bank Corp (Ionia MI)'s net income of $15.6M is lower than Community Trust Bancorp's net income of $22M. Notably, Independent Bank Corp (Ionia MI)'s price-to-earnings ratio is 10.79x while Community Trust Bancorp's PE ratio is 11.68x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp (Ionia MI) is 3.30x versus 3.93x for Community Trust Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

TriCo Bancshares has a net margin of 29.83% compared to Independent Bank Corp (Ionia MI)'s net margin of 27.24%. Independent Bank Corp (Ionia MI)'s return on equity of 14.95% beat TriCo Bancshares's return on equity of 9.37%.

Independent Bank Corp (Ionia MI) has a consensus price target of $34.80, signalling upside risk potential of 2.75%. On the other hand TriCo Bancshares has an analysts' consensus of $45.83 which suggests that it could grow by 9.18%. Given that TriCo Bancshares has higher upside potential than Independent Bank Corp (Ionia MI), analysts believe TriCo Bancshares is more attractive than Independent Bank Corp (Ionia MI).

Independent Bank Corp (Ionia MI) has a beta of 0.839, which suggesting that the stock is 16.103% less volatile than S&P 500. In comparison TriCo Bancshares has a beta of 0.604, suggesting its less volatile than the S&P 500 by 39.56%.

Independent Bank Corp (Ionia MI) has a quarterly dividend of $0.26 per share corresponding to a yield of 2.95%. TriCo Bancshares offers a yield of 3.14% to investors and pays a quarterly dividend of $0.33 per share. Independent Bank Corp (Ionia MI) pays 30.01% of its earnings as a dividend. TriCo Bancshares pays out 38% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Independent Bank Corp (Ionia MI) quarterly revenues are $52.3M, which are smaller than TriCo Bancshares quarterly revenues of $96.8M. Independent Bank Corp (Ionia MI)'s net income of $15.6M is lower than TriCo Bancshares's net income of $26.4M. Notably, Independent Bank Corp (Ionia MI)'s price-to-earnings ratio is 10.79x while TriCo Bancshares's PE ratio is 12.24x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp (Ionia MI) is 3.30x versus 3.58x for TriCo Bancshares. Usually stocks with elevated PS ratios are considered overvalued.

Valley National Bancorp has a net margin of 29.83% compared to Independent Bank Corp (Ionia MI)'s net margin of 22.17%. Independent Bank Corp (Ionia MI)'s return on equity of 14.95% beat Valley National Bancorp's return on equity of 5.51%.

Independent Bank Corp (Ionia MI) has a consensus price target of $34.80, signalling upside risk potential of 2.75%. On the other hand Valley National Bancorp has an analysts' consensus of $10.45 which suggests that it could grow by 12.97%. Given that Valley National Bancorp has higher upside potential than Independent Bank Corp (Ionia MI), analysts believe Valley National Bancorp is more attractive than Independent Bank Corp (Ionia MI).

Independent Bank Corp (Ionia MI) has a beta of 0.839, which suggesting that the stock is 16.103% less volatile than S&P 500. In comparison Valley National Bancorp has a beta of 1.060, suggesting its more volatile than the S&P 500 by 5.965%.

Independent Bank Corp (Ionia MI) has a quarterly dividend of $0.26 per share corresponding to a yield of 2.95%. Valley National Bancorp offers a yield of 4.76% to investors and pays a quarterly dividend of $0.11 per share. Independent Bank Corp (Ionia MI) pays 30.01% of its earnings as a dividend. Valley National Bancorp pays out 65.64% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Independent Bank Corp (Ionia MI) quarterly revenues are $52.3M, which are smaller than Valley National Bancorp quarterly revenues of $478.4M. Independent Bank Corp (Ionia MI)'s net income of $15.6M is lower than Valley National Bancorp's net income of $106.1M. Notably, Independent Bank Corp (Ionia MI)'s price-to-earnings ratio is 10.79x while Valley National Bancorp's PE ratio is 13.41x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp (Ionia MI) is 3.30x versus 2.63x for Valley National Bancorp. Usually stocks with elevated PS ratios are considered overvalued.