Financhill
Buy
54

AROW Quote, Financials, Valuation and Earnings

Last price:
$26.98
Seasonality move :
3.71%
Day range:
$26.64 - $27.40
52-week range:
$22.72 - $34.63
Dividend yield:
4.16%
P/E ratio:
15.71x
P/S ratio:
3.08x
P/B ratio:
1.10x
Volume:
41.3K
Avg. volume:
44.5K
1-year change:
-6.35%
Market cap:
$445.2M
Revenue:
$139.8M
EPS (TTM):
$1.70

Analysts' Opinion

  • Consensus Rating
    Arrow Financial has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $27.75, Arrow Financial has an estimated upside of 3.93% from its current price of $26.70.
  • Price Target Downside
    According to analysts, the lowest downside price target is $27.50 representing 100% downside risk from its current price of $26.70.

Fair Value

  • According to the consensus of 2 analysts, Arrow Financial has 3.93% upside to fair value with a price target of $27.75 per share.

AROW vs. S&P 500

  • Over the past 5 trading days, Arrow Financial has underperformed the S&P 500 by -2.87% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Arrow Financial does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Arrow Financial has grown year-over-year revenues for 4 quarters straight. In the most recent quarter Arrow Financial reported revenues of $39.2M.

Earnings Growth

  • Arrow Financial earnings have been falling on a year-over-year basis for 2 quarters in a row. In the most recent quarter Arrow Financial reported earnings per share of $0.38.
Enterprise value:
-273.4M
EV / Invested capital:
--
Price / LTM sales:
3.08x
EV / EBIT:
-2.32x
EV / Revenue:
-1.89x
PEG ratio (5yr expected):
--
EV / Free cash flow:
-9.60x
Price / Operating cash flow:
15.67x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.65%
Net Income Margin (TTM):
19.6%
Return On Equity:
7.24%
Return On Invested Capital:
6.76%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $148M $133.5M $144.7M $34.3M $39.2M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $2.63 $1.72 $1.70 $0.45 $0.38
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $916.3M $1.1B $769.2M $768.3M $747.2M
Total Assets $3.9B $4.2B $4.1B $4.3B $4.4B
Current Liabilities $6.8M -- -- -- --
Total Liabilities $3.6B $3.8B $3.8B $4B $4B
Total Equity $342.4M $357.2M $363.4M $378M $404.4M
Total Debt $65M $45M $162.8M $26.5M $28.6M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Cash Flow Statement
Cash Flow Operations $56.2M $17.7M $34.2M $10.3M $10.1M
Cash From Investing -$272.6M -$114.6M -$46.2M -$37.7M $5.1M
Cash From Financing -$67.6M $175.9M $31M $167.3M $131.7M
Free Cash Flow $42.4M $12.1M $28.5M $9.2M $8.8M
AROW
Sector
Market Cap
$445.2M
$627.9M
Price % of 52-Week High
77.1%
89.51%
Dividend Yield
4.16%
1.98%
Shareholder Yield
5.98%
4.08%
1-Year Price Total Return
-6.35%
12.62%
Beta (5-Year)
0.781
0.585
Dividend yield:
4.16%
Annualized payout:
$1.09
Payout ratio:
64.95%
Growth streak:
27 years

Technicals

8-day SMA
Sell
Level $27.44
200-day SMA
Sell
Level $27.60
Bollinger Bands (100)
Buy
Level 24.94 - 26.88
Chaikin Money Flow
Buy
Level 5.4M
20-day SMA
Buy
Level $26.61
Relative Strength Index (RSI14)
Buy
Level 50.30
ADX Line
Sell
Level 12.97
Williams %R
Neutral
Level -65.4945
50-day SMA
Buy
Level $26.22
MACD (12, 26)
Buy
Level 0.41
25-day Aroon Oscillator
Buy
Level 44
On Balance Volume
Neutral
Level 8.6M

Financial Scores

--
Altman Z-Score (Annual)
Level (--)
Sell
CA Score (Annual)
Level (-2.1974)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (6)
--
Ohlson Score
Level (--)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Arrow Financial Corp is a holding company. It provides various advisory and administrative services and coordinates the general policies and operations of the banks. It provides financial products, including online and mobile banking, mortgages, commercial loans, investments, and others. The company also provides lending services including commercial and industrial lending to small and mid-sized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. The key source of company's revenue is interest income, fees, commission earned through its subsidiaries.

Stock Forecast FAQ

In the current month, AROW has received 0 Buy ratings 2 Hold ratings, and 0 Sell ratings. The AROW average analyst price target in the past 3 months is $27.75.

  • Where Will Arrow Financial Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Arrow Financial share price will rise to $27.75 per share over the next 12 months.

  • What Do Analysts Say About Arrow Financial?

    Analysts are divided on their view about Arrow Financial share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Arrow Financial is a Sell and believe this share price will drop from its current level to $27.50.

  • What Is Arrow Financial's Price Target?

    The price target for Arrow Financial over the next 1-year time period is forecast to be $27.75 according to 2 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is AROW A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Arrow Financial is a Hold. 2 of 2 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of AROW?

    You can purchase shares of Arrow Financial via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Arrow Financial shares.

  • What Is The Arrow Financial Share Price Today?

    Arrow Financial was last trading at $26.98 per share. This represents the most recent stock quote for Arrow Financial. Yesterday, Arrow Financial closed at $26.70 per share.

  • How To Buy Arrow Financial Stock Online?

    In order to purchase Arrow Financial stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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