AROW Quote, Financials, Valuation and Earnings

German American Bancorp has a net margin of 16.1% compared to Arrow Financial's net margin of 12.92%. Arrow Financial's return on equity of 7.24% beat German American Bancorp's return on equity of 9.78%.

Arrow Financial has a consensus price target of $27.75, signalling upside risk potential of 2.85%. On the other hand German American Bancorp has an analysts' consensus of $45.17 which suggests that it could grow by 12.44%. Given that German American Bancorp has higher upside potential than Arrow Financial, analysts believe German American Bancorp is more attractive than Arrow Financial.

Arrow Financial has a beta of 0.781, which suggesting that the stock is 21.878% less volatile than S&P 500. In comparison German American Bancorp has a beta of 0.585, suggesting its less volatile than the S&P 500 by 41.455%.

Arrow Financial has a quarterly dividend of $0.28 per share corresponding to a yield of 4.11%. German American Bancorp offers a yield of 2.79% to investors and pays a quarterly dividend of $0.29 per share. Arrow Financial pays 61.55% of its earnings as a dividend. German American Bancorp pays out 38% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Arrow Financial quarterly revenues are $39.2M, which are smaller than German American Bancorp quarterly revenues of $81.4M. Arrow Financial's net income of $6.3M is lower than German American Bancorp's net income of $10.5M. Notably, Arrow Financial's price-to-earnings ratio is 15.87x while German American Bancorp's PE ratio is 16.20x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Arrow Financial is 3.12x versus 5.27x for German American Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Horizon Bancorp (IN) has a net margin of 16.1% compared to Arrow Financial's net margin of 35.17%. Arrow Financial's return on equity of 7.24% beat Horizon Bancorp (IN)'s return on equity of 6.06%.

Arrow Financial has a consensus price target of $27.75, signalling upside risk potential of 2.85%. On the other hand Horizon Bancorp (IN) has an analysts' consensus of $18.00 which suggests that it could grow by 15.09%. Given that Horizon Bancorp (IN) has higher upside potential than Arrow Financial, analysts believe Horizon Bancorp (IN) is more attractive than Arrow Financial.

Arrow Financial has a beta of 0.781, which suggesting that the stock is 21.878% less volatile than S&P 500. In comparison Horizon Bancorp (IN) has a beta of 0.842, suggesting its less volatile than the S&P 500 by 15.85%.

Arrow Financial has a quarterly dividend of $0.28 per share corresponding to a yield of 4.11%. Horizon Bancorp (IN) offers a yield of 4.09% to investors and pays a quarterly dividend of $0.16 per share. Arrow Financial pays 61.55% of its earnings as a dividend. Horizon Bancorp (IN) pays out 79.96% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Arrow Financial quarterly revenues are $39.2M, which are smaller than Horizon Bancorp (IN) quarterly revenues of $68.1M. Arrow Financial's net income of $6.3M is lower than Horizon Bancorp (IN)'s net income of $23.9M. Notably, Arrow Financial's price-to-earnings ratio is 15.87x while Horizon Bancorp (IN)'s PE ratio is 15.33x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Arrow Financial is 3.12x versus 3.39x for Horizon Bancorp (IN). Usually stocks with elevated PS ratios are considered overvalued.

Mid Penn Bancorp has a net margin of 16.1% compared to Arrow Financial's net margin of 29.21%. Arrow Financial's return on equity of 7.24% beat Mid Penn Bancorp's return on equity of 8.49%.

Arrow Financial has a consensus price target of $27.75, signalling upside risk potential of 2.85%. On the other hand Mid Penn Bancorp has an analysts' consensus of $35.00 which suggests that it could grow by 20.4%. Given that Mid Penn Bancorp has higher upside potential than Arrow Financial, analysts believe Mid Penn Bancorp is more attractive than Arrow Financial.

Arrow Financial has a beta of 0.781, which suggesting that the stock is 21.878% less volatile than S&P 500. In comparison Mid Penn Bancorp has a beta of 0.635, suggesting its less volatile than the S&P 500 by 36.451%.

Arrow Financial has a quarterly dividend of $0.28 per share corresponding to a yield of 4.11%. Mid Penn Bancorp offers a yield of 2.75% to investors and pays a quarterly dividend of $0.20 per share. Arrow Financial pays 61.55% of its earnings as a dividend. Mid Penn Bancorp pays out 27.96% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Arrow Financial quarterly revenues are $39.2M, which are smaller than Mid Penn Bancorp quarterly revenues of $47M. Arrow Financial's net income of $6.3M is lower than Mid Penn Bancorp's net income of $13.7M. Notably, Arrow Financial's price-to-earnings ratio is 15.87x while Mid Penn Bancorp's PE ratio is 10.09x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Arrow Financial is 3.12x versus 2.84x for Mid Penn Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Financial Services has a net margin of 16.1% compared to Arrow Financial's net margin of 33.26%. Arrow Financial's return on equity of 7.24% beat Peoples Financial Services's return on equity of 4.76%.

Arrow Financial has a consensus price target of $27.75, signalling upside risk potential of 2.85%. On the other hand Peoples Financial Services has an analysts' consensus of $55.00 which suggests that it could grow by 6.59%. Given that Peoples Financial Services has higher upside potential than Arrow Financial, analysts believe Peoples Financial Services is more attractive than Arrow Financial.

Arrow Financial has a beta of 0.781, which suggesting that the stock is 21.878% less volatile than S&P 500. In comparison Peoples Financial Services has a beta of 0.753, suggesting its less volatile than the S&P 500 by 24.669%.

Arrow Financial has a quarterly dividend of $0.28 per share corresponding to a yield of 4.11%. Peoples Financial Services offers a yield of 4.79% to investors and pays a quarterly dividend of $0.62 per share. Arrow Financial pays 61.55% of its earnings as a dividend. Peoples Financial Services pays out 212.91% of its earnings as a dividend. Arrow Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Peoples Financial Services's is not.

Arrow Financial quarterly revenues are $39.2M, which are smaller than Peoples Financial Services quarterly revenues of $45.1M. Arrow Financial's net income of $6.3M is lower than Peoples Financial Services's net income of $15M. Notably, Arrow Financial's price-to-earnings ratio is 15.87x while Peoples Financial Services's PE ratio is 24.23x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Arrow Financial is 3.12x versus 3.07x for Peoples Financial Services. Usually stocks with elevated PS ratios are considered overvalued.