Financhill
Buy
81

PDLB Quote, Financials, Valuation and Earnings

Last price:
$13.84
Seasonality move :
-0.2%
Day range:
$13.65 - $13.95
52-week range:
$9.05 - $14.46
Dividend yield:
0%
P/E ratio:
22.74x
P/S ratio:
3.68x
P/B ratio:
1.15x
Volume:
32.5K
Avg. volume:
38.3K
1-year change:
41.53%
Market cap:
$332.7M
Revenue:
$81.1M
EPS (TTM):
$0.61

Analysts' Opinion

  • Consensus Rating
    Ponce Financial Group has received a consensus rating of Buy. The company's average rating is a Buy based on 1 Buy rating, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $15.00, Ponce Financial Group has an estimated upside of 8.15% from its current price of $13.87.
  • Price Target Downside
    According to analysts, the lowest downside price target is $15.00 representing 100% downside risk from its current price of $13.87.

Fair Value

  • According to the consensus of 1 analyst, Ponce Financial Group has 8.15% upside to fair value with a price target of $15.00 per share.

PDLB vs. S&P 500

  • Over the past 5 trading days, Ponce Financial Group has underperformed the S&P 500 by -3.47% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Ponce Financial Group does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Ponce Financial Group has grown year-over-year revenues for 2 quarters straight. In the most recent quarter Ponce Financial Group reported revenues of $24.2M.

Earnings Growth

  • Ponce Financial Group has grown year-over-year earnings for 2 quarters straight. In the most recent quarter Ponce Financial Group reported earnings per share of $0.25.
Enterprise value:
845.1M
EV / Invested capital:
--
Price / LTM sales:
3.68x
EV / EBIT:
7.90x
EV / Revenue:
9.88x
PEG ratio (5yr expected):
0.15x
EV / Free cash flow:
47.63x
Price / Operating cash flow:
17.73x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.49%
Net Income Margin (TTM):
16.97%
Return On Equity:
2.89%
Return On Invested Capital:
1.3%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $68.9M $77M $85.5M $19.8M $24.2M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS -$1.00 $0.25 $0.61 $0.11 $0.25
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $136.3M $239.4M $329.7M $269.1M $252.7M
Total Assets $1.4B $1.6B $2.5B $2.8B $3.1B
Current Liabilities $11.7M $66M $26.5M $113.5M $4.6M
Total Liabilities $1.3B $1.3B $2B $2.3B $2.6B
Total Equity $161.2M $299.6M $496M $493.7M $513.9M
Total Debt $121.6M $94.1M $648.4M $680.4M $521.1M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Cash Flow Statement
Cash Flow Operations $4M $1.8M $18.8M $1.5M $13.1M
Cash From Investing -$823.6M -$321.7M -$282.6M -$80.1M -$67.8M
Cash From Financing $935M $269.9M $259M $74.2M $44.8M
Free Cash Flow $3.4M -$144K $17.7M -$315K $12.9M
PDLB
Sector
Market Cap
$332.7M
$627.9M
Price % of 52-Week High
95.92%
89.42%
Dividend Yield
0%
1.97%
Shareholder Yield
--
4.06%
1-Year Price Total Return
41.53%
7.77%
Beta (5-Year)
0.657
0.585
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
5.99%
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $14.12
200-day SMA
Buy
Level $12.79
Bollinger Bands (100)
Buy
Level 12.2 - 13.84
Chaikin Money Flow
Buy
Level 47K
20-day SMA
Buy
Level $13.82
Relative Strength Index (RSI14)
Buy
Level 51.89
ADX Line
Sell
Level 25.97
Williams %R
Neutral
Level -67.8161
50-day SMA
Buy
Level $13.62
MACD (12, 26)
Buy
Level 3.82
25-day Aroon Oscillator
Buy
Level 44
On Balance Volume
Neutral
Level 57.1K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.4122)
Sell
CA Score (Annual)
Level (-1.8016)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
Sell
Ohlson Score
Level (1.7166)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Sell
Fundamental Score
Level (5)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.

Stock Forecast FAQ

In the current month, PDLB has received 1 Buy ratings 0 Hold ratings, and 0 Sell ratings. The PDLB average analyst price target in the past 3 months is $15.00.

  • Where Will Ponce Financial Group Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Ponce Financial Group share price will rise to $15.00 per share over the next 12 months.

  • What Do Analysts Say About Ponce Financial Group?

    Analysts are divided on their view about Ponce Financial Group share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Ponce Financial Group is a Sell and believe this share price will drop from its current level to $15.00.

  • What Is Ponce Financial Group's Price Target?

    The price target for Ponce Financial Group over the next 1-year time period is forecast to be $15.00 according to 1 Wall Street analyst, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is PDLB A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Ponce Financial Group is a Buy. 1 of 1 analysts rates the stock a Buy at this time.

  • How Can I Buy Shares Of PDLB?

    You can purchase shares of Ponce Financial Group via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Ponce Financial Group shares.

  • What Is The Ponce Financial Group Share Price Today?

    Ponce Financial Group was last trading at $13.84 per share. This represents the most recent stock quote for Ponce Financial Group. Yesterday, Ponce Financial Group closed at $13.87 per share.

  • How To Buy Ponce Financial Group Stock Online?

    In order to purchase Ponce Financial Group stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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